YOUR MEDICARE ENROLLMENT PERIODS
Initial Enrollment Period (IEP)
Initial Enrollment Period (IEP)
Initial Enrollment Period (IEP)
Begins 3 months before you turn 65, includes the month of your 65th birthday, and ends 3 months after you turn 65.
Annual Enrollment Period (AEP)
Initial Enrollment Period (IEP)
Initial Enrollment Period (IEP)
You may enroll or change your Medicare Advantage and Prescription Drug plan during AEP.
This enrollment period runs annually from October 15 to December 7.
Open Enrollment Period (OEP)
Initial Enrollment Period (IEP)
Special Election Period (SEP)
We understand that every client has unique insurance needs. That's why we offer customized insurance solutions tailored to your specific situation. We work with you to understand your needs and provide the best coverage options.
Special Election Period (SEP)
Initial Enrollment Period (IEP)
Special Election Period (SEP)
You may change your plan due to special circumstances, like moving or leaving a group plan.
YOUR MEDICARE OPTIONS
Original Medicare
Medicare Parts A & B, Original Medicare, are offered by the federal government. Part A is hospital coverage & Part B is medical coverage. It may also help with other medical services.
With Original Medicare, they pay 80% of costs and you pay 20% in deductibles and co-insurances. There is no cap on how much you can pay in calendar year.
Medicare Supplement
Medicare Supplement, also called MediGap, is a premium insurance plan that fills the gaps Original Medicare doesn't cover.
A Medicare Supplement plan isn't restricted to networks and there are several plans. like N & G, to choose from.
This plan is sold by private insurance companies.
Prescription Drug Plans (Part D)
Part D is a prescription drug plan for people with Medicare. It may be paired with Original Medicare or a Medicare Supplement plan.
If you sign up late for Part D, you may pay a penalty.
Medicare Advantage (Part C)
Part C is a Medicare Advantage plan that covers everything Original Medicare covers, usually include a prescription drug plan, and may have supplemental benefits like dental, vision, &. OTC.
Veterans who get their prescriptions trough the VA may qualify for additional Medicare Advantage Plans.
Why choose an Insurance Broker?
The benefit of working with Cornerstone Senior Benefits are the options you receive. When you work with a broker like us, you aren't limited to one company or agency.
Because we represent multiple Medicare Insurance companies, we do the heavy lifting to sort through available plans & benefits, saving you time, money, and frustration by doing the shopping for you.
We then present you all available options that are easy to understand, easy to apply for, easy to acquire, and are tailored to your unique needs.
We're paid by the insurance companies, so our guidance is free to you and the insurance plans won't cost more using by our services.
All compliant & ethical business practices.
Social Security Educational Event
Learn all about your Social Security benefits! Discover what you may be entitled to, strategies to maximize your benefits, how to access your earnings history, and get your questions answered.
Date: Wednesday, July 29, 2026
Time: 6:30 - 7:30 PM
Location: Kuna Library - 457 N. Locust Ave.,
Kuna, ID. 83634
Space is limited.